Mortgages:Borrowing

It is always important to know how much you can borrow, and although most lenders have standard multiples, they may be flexible depending on your situation and individual circumstances.

Use our simple online calculator to get a feel for how much you may be able to borrow, this will give you a good idea of the amounts you may qualify for.

Please remember however that lenders also look at a number of things to work out how much you can borrow which include your earnings, outgoings, the value of the property you want to buy, your deposit, as well as your credit history.

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation. This indicates the amount you may be able to borrow for a mortgage. The actual amount you could borrow depends upon the choice of lender and your personal circumstances.

These figures do not include the cost of insurance or an investment based mortgage repayment vehicle which may be required in respect of an interest-only mortgage.

We will help you through the mortgage process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. We will even take care of all the paperwork for you, so you don't need to worry about a thing.